:root {
  --bg: #0f1419;
  --bg2: #1a2332;
  --bg3: #243044;
  --card: #1e2a3a;
  --text: #e8eef4;
  --muted: #9aabbc;
  --accent: #f0a202;
  --accent2: #2a9d8f;
  --border: #334155;
  --danger: #e76f51;
  --ok: #2a9d8f;
  --max: 1100px;
  --radius: 10px;
  --shadow: 0 8px 28px rgba(0,0,0,.35);
  font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}
a { color: var(--accent2); text-decoration: none; }
a:hover { color: var(--accent); text-decoration: underline; }
img { max-width: 100%; height: auto; }
.container { width: min(100% - 2rem, var(--max)); margin-inline: auto; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 1rem; top: 1rem; background: #fff; color: #000; padding: .5rem 1rem; z-index: 99; }

.topbar {
  background: #0a0e13;
  border-bottom: 1px solid var(--border);
  font-size: .92rem;
}
.topbar .inner {
  display: flex; justify-content: space-between; align-items: center;
  gap: 1rem; padding: .55rem 0; flex-wrap: wrap;
}
.topbar .phone { color: var(--accent); font-weight: 700; }

.site-header {
  background: var(--bg2);
  border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 40;
}
.nav-row {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; padding: .85rem 0;
}
.logo {
  font-weight: 800; letter-spacing: .02em; color: var(--text);
  text-decoration: none; font-size: 1.05rem;
}
.logo span { color: var(--accent); }
.nav { display: flex; gap: .85rem; flex-wrap: wrap; align-items: center; }
.nav a {
  color: var(--muted); font-size: .92rem; text-decoration: none;
  padding: .35rem .45rem; border-radius: 6px;
}
.nav a:hover, .nav a.active { color: var(--text); background: var(--bg3); }
.btn {
  display: inline-block;
  background: var(--accent);
  color: #111 !important;
  font-weight: 700;
  padding: .7rem 1.15rem;
  border-radius: 8px;
  border: 0;
  cursor: pointer;
  text-decoration: none !important;
}
.btn:hover { filter: brightness(1.08); }
.btn.secondary {
  background: transparent;
  color: var(--text) !important;
  border: 1px solid var(--border);
}
.btn.block { display: block; width: 100%; text-align: center; }

.hero {
  background:
    linear-gradient(135deg, rgba(15,20,25,.92), rgba(26,35,50,.85)),
    radial-gradient(ellipse at 20% 20%, rgba(42,157,143,.25), transparent 50%),
    radial-gradient(ellipse at 80% 0%, rgba(240,162,2,.18), transparent 45%);
  padding: 3.5rem 0 3rem;
  border-bottom: 1px solid var(--border);
}
.hero h1 {
  font-size: clamp(1.7rem, 4vw, 2.55rem);
  line-height: 1.15;
  margin: 0 0 1rem;
}
.hero .lede { color: var(--muted); font-size: 1.08rem; max-width: 58ch; }
.hero-actions { display: flex; gap: .75rem; flex-wrap: wrap; margin-top: 1.5rem; }
.pill-row { display: flex; gap: .5rem; flex-wrap: wrap; margin-top: 1.25rem; }
.pill {
  background: var(--bg3);
  border: 1px solid var(--border);
  color: var(--muted);
  font-size: .82rem;
  padding: .35rem .7rem;
  border-radius: 999px;
}

.section { padding: 2.75rem 0; }
.section.alt { background: var(--bg2); border-block: 1px solid var(--border); }
.section h2 {
  font-size: clamp(1.35rem, 3vw, 1.85rem);
  margin: 0 0 1rem;
}
.section h3 { margin: 0 0 .5rem; font-size: 1.1rem; }
.muted { color: var(--muted); }
.grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}
.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.2rem;
  box-shadow: var(--shadow);
}
.card h3 a { color: var(--text); text-decoration: none; }
.card h3 a:hover { color: var(--accent); }
.card p { color: var(--muted); margin: .4rem 0 0; font-size: .95rem; }

.checklist { list-style: none; padding: 0; margin: 1rem 0 0; }
.checklist li {
  padding: .55rem 0 .55rem 1.7rem;
  position: relative;
  border-bottom: 1px solid var(--border);
  color: var(--muted);
}
.checklist li::before {
  content: "✓";
  position: absolute; left: 0; color: var(--ok); font-weight: 700;
}

.two-col {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1.2fr .8fr;
}
@media (max-width: 820px) {
  .two-col { grid-template-columns: 1fr; }
  .nav { display: none; }
  .nav.open { display: flex; flex-direction: column; width: 100%; }
  .menu-btn { display: inline-block !important; }
}
.menu-btn {
  display: none;
  background: var(--bg3);
  border: 1px solid var(--border);
  color: var(--text);
  padding: .45rem .7rem;
  border-radius: 6px;
  cursor: pointer;
}

.rate-box {
  background: linear-gradient(160deg, var(--bg3), var(--card));
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem;
}
.rate-box strong { color: var(--accent); }

.form-wrap {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.4rem;
}
label { display: block; font-size: .88rem; color: var(--muted); margin: .85rem 0 .3rem; }
input, select, textarea {
  width: 100%;
  background: var(--bg);
  border: 1px solid var(--border);
  color: var(--text);
  border-radius: 8px;
  padding: .7rem .8rem;
  font: inherit;
}
input:focus, select:focus, textarea:focus {
  outline: 2px solid var(--accent2);
  border-color: transparent;
}
.form-grid {
  display: grid;
  gap: 0 1rem;
  grid-template-columns: 1fr 1fr;
}
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }
.form-note {
  font-size: .85rem;
  color: var(--muted);
  margin-top: 1rem;
}
.disclaimer {
  font-size: .88rem;
  color: var(--muted);
  border-left: 3px solid var(--accent);
  padding-left: .9rem;
  margin: 1.25rem 0;
}

.faq details {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: .85rem 1rem;
  margin-bottom: .65rem;
}
.faq summary {
  cursor: pointer;
  font-weight: 600;
}
.faq details p { color: var(--muted); margin: .65rem 0 0; }

.breadcrumb {
  font-size: .85rem;
  color: var(--muted);
  margin-bottom: 1rem;
}
.breadcrumb a { color: var(--muted); }
.page-hero { padding: 2.2rem 0 1rem; }
.page-hero h1 { margin: 0 0 .6rem; font-size: clamp(1.5rem, 3.5vw, 2.1rem); }

.cta-band {
  background: linear-gradient(90deg, #1a3a36, #2a2410);
  border-block: 1px solid var(--border);
  padding: 2rem 0;
}
.cta-band .inner {
  display: flex; justify-content: space-between; align-items: center;
  gap: 1rem; flex-wrap: wrap;
}

.site-footer {
  background: #0a0e13;
  border-top: 1px solid var(--border);
  padding: 2.5rem 0 1.5rem;
  color: var(--muted);
  font-size: .92rem;
}
.footer-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  margin-bottom: 1.5rem;
}
.site-footer h4 { color: var(--text); margin: 0 0 .6rem; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: .35rem 0; }
.site-footer a { color: var(--muted); }
.legal { border-top: 1px solid var(--border); padding-top: 1rem; font-size: .8rem; }

table.simple {
  width: 100%;
  border-collapse: collapse;
  font-size: .92rem;
}
table.simple th, table.simple td {
  border: 1px solid var(--border);
  padding: .65rem .75rem;
  text-align: left;
}
table.simple th { background: var(--bg3); }